Apply For a Home

Habitat for Humanity provides a unique opportunity for hardworking families to build and buy their own homes. Our homes are sold to our families with an income-affordable mortgage. Habitat for Humanity homeowner mortgage payments are put into a revolving fund that helps pay for construction of future homes in Cass and Clay counties.

The application process for homeownership through Lake Agassiz Habitat for Humanity is now open.

Applications will be available now through Saturday, July 29th, 2017.  

Please read through the criteria below before picking up or asking for an application.

1.  Stopping at the Habitat ReStore located at 210 11th St N, Moorhead MN 56560 and picking up a packet during store hours.
ReStore is open Wednesday-Friday from 10:00 AM-6:00 PM and Saturday from 10:00 AM - 4:00 PM. NOTE: Restore staff and volunteers cannot answer questions regarding the application, qualifications, proceedure, etc.  Please attend a Homeowner Application class to have questions answered. The link below will lead you to registration for the class.

OR

2. Email a request to: apply@lakeagassizhabitat.org   Please indicate whether you would like the application by email or mailed by USPS.  Include your name, mailing address and phone number. If you have questions, please register and attend an application class using the link below.

OR

3. Attending a Homeowner Application class on July 10 or 12.  To register, go to:  https://lahfh.eventbrite.com 

Applications will be due Friday, August 25, 2017.  Applications MUST BE MAILED TO HABITAT.  Drop-offs will not be accepted.

Homeowner Application Class link: https://lahfh.eventbrite.com 

Please read all the information below before applying for a LAHFH home.

 


How families are chosen:

The selection of families who will purchase homes from Lake Agassiz Habitat for Humanity is done by the our Family Selection committee in a way that does not discriminate because of race, color, religion, sex, handicap, familial status, sexual orientation, age, gender identity or national origin or because all or part of the applicant’s income is derived from public assistance programs. The applicant families go through the required application and interview process to determine their needs and the ability to meet LAHFH’s requirements.

We use the following criteria to choose families each year:

Residency: Families must have lived or worked within the Lake Agassiz Habitat for Humanity service area for the past year. Lake Agassiz Habitat for Humanity's service area is Cass County of ND and Clay County of MN.

Housing Need: They must currently live in sub-standard housing with structural defects, health hazards, other unsafe conditions, or housing that is simply too small for the family.

Partnership: They are willing to partner with Habitat in the construction of the home by contributing "sweat equity" hours (250 hours of labor per adult in the household). Families agree to care, maintain and repair their own home and yard. Families agree to reflect and represent Lake Agassiz Habitat for Humanity in a positive manner.

Affordability Need: Each family has a household income that falls within Habitat’s guidelines and shows an ability to repay the mortgage.   

For 2017-2018 Family Selection, your Gross Annual income must be within this range in order to be eligible for a Habitat Home.
Family Size            Gross Annual Income
One                        $16,550 - $27,550
Two                        $18,900 - $31,450
Three                     $21,250 - $35,400
Four                       $24,600 - $39,300
Five                        $28,780 - $42,450
Six                          $32,960 - $45,600
Seven                     $37,140 - $48,750
Eight                       $41,320 - $51,900


Sweat Equity

Every Partner Family adult (age 18 and up) is required to perform a minimum of 250 hours of volunteer work known as "sweat equity" within the Habitat organization before moving into their home. Sweat equity is an exciting learning experience in which Partner Families work with family, neighbors, and friends to build other Partner Families’ homes as well as their own. Working alongside volunteers and future neighbors to build their home and community is one of the most rewarding aspects of Habitat for Humanity for Partner Families. Besides working on the construction site, there are many other ways to complete sweat equity hours such as working at the Habitat for Humanity ReStore, helping in the LAHFH office, and attending classes on home maintenance and financial fitness.

Habitat for Humanity does not give handouts, but instead partners with families in need to provide a simple, decent and affordable homes.

 


How to apply

If you’re interested in applying for a Habitat home and meet all the criteria listed above, check back to this web site for dates of when the application process opens, closes, how to obtain an application and when the applications will be due.  LAHFH does not keep a waiting list.

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